Assistance For Major Ailments (Karmika Chikitsa Bhagya) (K.B.O.C.W.W.B)
The “Assistance For Major Ailments (Karmika Chikitsa Bhagya)” by the BOCW Welfare Board, Department of Labour, Karnataka, is a welfare scheme that provides financial support to registered construction workers and their dependents for medical expenses related to specified major ailments.
About This Scheme
The “Assistance For Major Ailments” by the BOCW Welfare Board, Department of Labour, Karnataka, is a welfare scheme for the registered workers of the board. Under this Scheme, the Board provides financial assistance to registered construction workers and their dependents for medical expenses related to specified major ailments. The scheme ensures that eligible workers receive necessary medical treatment without facing financial hardship.
Benefits
Financial Assistance: ₹2,00,000/- for major ailment treatments.
Eligibility Criteria
For Registration as a Building/ Construction Worker:
The applicant should be a Building/ Construction Worker (Unorganised Worker).
The applicant should be a minimum of 18 years of age.
The applicant should have engaged in building and construction work for at least 90 days in a given year.
For the Application of the Welfare Scheme:
The beneficiary should be a registered construction worker Under the Building and Other Construction Workers Welfare Board of Karnataka or his/her dependents.
The worker or their dependents must suffer from a major ailment specified in the scheme.
Application Process
Apply Online
Registration Process as a Building/ Construction Worker:
Step 1: Visit the official
Website
of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Register”.
Step 2: Select “Register as New Construction Worker” then enter your mobile number as per the Aadhaar Registered and verify with the received OTP.
Step 3: From the dashboard, click on “Registration”.
Step 4: Fill in all the mandatory details and upload the required documents. Click on “Final Submit” to complete the registration process.
Application Process of the Welfare Scheme:
Step 1: Visit the official
Website
of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Login”.
Step 2: Enter your registered mobile number and the received OTP.
Step 3: From the dashboard, click on “Schemes” (After the user Registration is approved, the user can access the schemes page).
Step 4: Select the concerned scheme. Fill in all the mandatory details and upload the required documents.
Step 5: Review the details and check the declaration box. Now click on “Submit” to complete the application process.
Renewal Process:
Step 1: Visit the official
Website
of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Login”.
Step 2: Enter your registered mobile number and the received OTP.
Step 3: From the dashboard, click on “Renewal”. Fill in mandatory details and upload the required documents.
Step 4: Review the details and click on “Submit” to complete the renewal process.
Note:
Renewal: Every construction worker must renew their registration with the Karnataka Building and Other Construction Workers Welfare Board every 3 years. If not renewed within this period, a 1-year grace period is granted. After that, the registration becomes invalid.
Timeline: Application can be submitted within 6 months of hospitalisation commencement date.
List
of private hospitals recognised by the Government for medical reimbursement.
Helpdesk:
Karnataka Building And Other Construction Workers Welfare Board,
Address: Karmika Bhavan, Dairy Circle, Bannerghatta Road, Bangalore-29.
Office No: 080-29753078
E-mail: labour.commissioner42@gmail.com
List of District Office.
List of Taluk Offices.
Official Source: View on myScheme.gov.in
Benefits
Financial Assistance: ₹2,00,000/- for major ailment treatments.
Application Process
Apply Online
Registration Process as a Building/ Construction Worker:
Step 1: Visit the official Website
of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Register”.
Step 2: Select “Register as New Construction Worker” then enter your mobile number as per the Aadhaar Registered and verify with the received OTP.
Step 3: From the dashboard, click on “Registration”.
Step 4: Fill in all the mandatory details and upload the required documents. Click on “Final Submit” to complete the registration process.
Application Process of the Welfare Scheme:
Step 1: Visit the official Website
of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Login”.
Step 2: Enter your registered mobile number and the received OTP.
Step 3: From the dashboard, click on “Schemes” (After the user Registration is approved, the user can access the schemes page).
Step 4: Select the concerned scheme. Fill in all the mandatory details and upload the required documents.
Step 5: Review the details and check the declaration box. Now click on “Submit” to complete the application process.
Renewal Process:
Step 1: Visit the official Website
of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Login”.
Step 2: Enter your registered mobile number and the received OTP.
Step 3: From the dashboard, click on “Renewal”. Fill in mandatory details and upload the required documents.
Step 4: Review the details and click on “Submit” to complete the renewal process.
Note:
Renewal: Every construction worker must renew their registration with the Karnataka Building and Other Construction Workers Welfare Board every 3 years. If not renewed within this period, a 1-year grace period is granted. After that, the registration becomes invalid.
Timeline: Application can be submitted within 6 months of hospitalisation commencement date.
List
of private hospitals recognised by the Government for medical reimbursement.
Helpdesk:
Karnataka Building And Other Construction Workers Welfare Board,
Address: Karmika Bhavan, Dairy Circle, Bannerghatta Road, Bangalore-29.
Office No: 080-29753078
E-mail: labour.commissioner42@gmail.com
List of District Office.
List of Taluk Offices.
References & Official Links
Scheme Details
| Full Name | Assistance For Major Ailments (Karmika Chikitsa Bhagya) (K.B.O.C.W.W.B) |
| Short Title | AFMAKCBKBOCWWB |
| Level | State |
| Scheme For | Family |
| Categories | Health & Wellness |
| States | Karnataka |
| Gender | All |
| Age Range | 90 — Any years |
| Area | Both |
| Source | www.myscheme.gov.in ↗ |
Deepika Raikwar · 📅 11 May 2026
Deepika Raikwar is an Education Analyst and scholarship researcher who focuses on public welfare and merit-based scholarships. She simplifies complex eligibility rules, deadlines, and application processes to help common people access reliable funding opportunities worldwide.
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