Bima Yojana – Direct Benefit to Artisan
Launched on 15th August 2022, the scheme “Bima Yojana – Direct Benefit to Artisan (BYDBTA)” is a Social Welfare Scheme by the Ministry of Textiles, Government of India.
About This Scheme
Launched on 15th August 2022, the scheme “Bima Yojana – Direct Benefit to Artisan (BYDBTA)” is a Social Welfare Scheme by the Ministry of Textiles, Government of India.
This scheme aims to provide financial assistance of up to ₹8,000 per month to senior and award-winning artisans, thereby ensuring their financial security and supporting the handicraft sector.
The applications are accepted offline through the nearest Handicrafts Service Centre.
The scheme is being implemented by the Office of Development Commissioner (Handicrafts), Ministry of Textiles.
Benefits
Assistance from the government may be either in the form of monthly allowance, or lump sum grant or both. In no case however shall the assistance exceed ₹ 8,000/- (Rs. Eight thousand only) per month.
Eligibility Criteria
The applicant should be a master craftsperson who has received Shilp Guru Awards, National Awards, Merit Certificates, or similar honours.
The applicant should be aged 60 years or above (relaxation is available for artisans with disabilities).
The applicant’s annual income should not exceed ₹1,00,000.
The applicant should not be receiving similar financial assistance from other sources.
The applicant should submit an income certificate and an affidavit annually, countersigned by a 1st Class Magistrate.
Application Process
Apply Offline
Handicraft artisan registered with the office of DC (H) having valid photo identity card and such other conditions as deemed fit. The artisans should submit the application form duly filled in all respect to the nearest Handicrafts Service Centre for recommendation of loan or directly to the bank for availing MUDRA loan.
Official Source: View on myScheme.gov.in
Eligibility Criteria
The applicant should be a master craftsperson who has received Shilp Guru Awards, National Awards, Merit Certificates, or similar honours.
The applicant should be aged 60 years or above (relaxation is available for artisans with disabilities).
The applicant’s annual income should not exceed ₹1,00,000.
The applicant should not be receiving similar financial assistance from other sources.
The applicant should submit an income certificate and an affidavit annually, countersigned by a 1st Class Magistrate.
Benefits
Assistance from the government may be either in the form of monthly allowance, or lump sum grant or both. In no case however shall the assistance exceed ₹ 8,000/- (Rs. Eight thousand only) per month.
Application Process
Apply OfflineHandicraft artisan registered with the office of DC (H) having valid photo identity card and such other conditions as deemed fit. The artisans should submit the application form duly filled in all respect to the nearest Handicrafts Service Centre for recommendation of loan or directly to the bank for availing MUDRA loan.
References & Official Links
Scheme Details
| Full Name | Bima Yojana – Direct Benefit to Artisan |
| Short Title | BYDBTA |
| Level | Central |
| Ministry | Ministry Of Textiles |
| Categories | Banking,Financial Services and Insurance, Sports & Culture |
| States | All India |
| Gender | All |
| Area | Both |
| Income Limit | ₹100,000/year |
| Source | www.myscheme.gov.in ↗ |
Deepika Raikwar · 📅 14 May 2026
Deepika Raikwar is an Education Analyst and scholarship researcher who focuses on public welfare and merit-based scholarships. She simplifies complex eligibility rules, deadlines, and application processes to help common people access reliable funding opportunities worldwide.
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