Deen Dayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM): Self-Help Group – Uttarakhand
The scheme aims to empower urban poor women in Uttarakhand by promoting the formation of self-help groups, improving their livelihoods, and supporting them in income-generating and self-employment activities through financial incentives, bank loans, and government subsidies.
About This Scheme
The “Self-Help Group” is an initiative under the Deen Dayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM), implemented by the Nagar Nigam Dehradun under the Department of Urban Development, Government of Uttarakhand. The scheme aims to empower urban poor women in Uttarakhand by promoting the formation of self-help groups, improving their livelihoods, and supporting them in income-generating and self-employment activities through financial incentives, bank loans, and government subsidies.
Benefits
In urban local body areas, urban poor women are provided with benefits under the scheme.
A one-time amount of ₹10,000/- is given to each group as an incentive by the Government of India.
Through bank loans, various activities are carried out by the groups to improve women’s livelihoods.
To encourage groups to adopt self-employment, subsidies are provided by both the Government of India and the State Government.
Eligibility Criteria
The beneficiary must be a resident of Uttarakhand.
The beneficiary must be a woman.
To form a Self-Help Group, the beneficiary must belong to an urban body.
The beneficiary must have an Aadhaar card & one passport-size photograph.
The annual income of the beneficiary’s family must be less than ₹3.00 lakh.
Application Process
Apply Offline
To form self-help groups, municipal employees involved in the project visit wards and hold group meetings with women. After the meetings, they encourage women to form groups and a self-help group is then formed.
After formation of the group, a savings account is opened for the group in any nationalized bank, into which the women of the group deposit their monthly savings. The women in the group are encouraged to take up self-employment. Actions for self-employment are carried out at the urban local body level through banks under the CCL (Cash Credit Limit) facility.
Official Source: View on myScheme.gov.in
✨ Key Highlights (मुख्य विशेषताएं)
- Promotes self-help groups for urban poor women (शहरी गरीब महिलाएं)
- Provides financial incentives (वित्तीय प्रोत्साहन) and bank loans
- Focuses on income-generating activities (आय सृजन गतिविधियाँ)
Benefits
In urban local body areas, urban poor women are provided with benefits under the scheme.
A one-time amount of ₹10,000/- is given to each group as an incentive by the Government of India.
Through bank loans, various activities are carried out by the groups to improve women’s livelihoods.
To encourage groups to adopt self-employment, subsidies are provided by both the Government of India and the State Government.
Application Process
Apply Offline
To form self-help groups, municipal employees involved in the project visit wards and hold group meetings with women. After the meetings, they encourage women to form groups and a self-help group is then formed.
After formation of the group, a savings account is opened for the group in any nationalized bank, into which the women of the group deposit their monthly savings. The women in the group are encouraged to take up self-employment. Actions for self-employment are carried out at the urban local body level through banks under the CCL (Cash Credit Limit) facility.
Frequently Asked Questions
References & Official Links
Scheme Details
| Full Name | Deen Dayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM): Self-Help Group – Uttarakhand |
| Short Title | DAYNULMSHGUK |
| Level | State |
| Scheme For | Individual |
| Categories | Business & Entrepreneurship, Women and Child |
| States | Uttarakhand |
| Gender | All |
| Area | Urban |
| Income Limit | ₹300,000/year |
| Source | www.myscheme.gov.in ↗ |
Deepika Raikwar · 📅 23 May 2026
Deepika Raikwar is an Education Analyst and scholarship researcher who focuses on public welfare and merit-based scholarships. She simplifies complex eligibility rules, deadlines, and application processes to help common people access reliable funding opportunities worldwide.
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