Livelihood Opportunity Promotion Scheme (Disabled)
The scheme aims to promote self-reliance among persons with disabilities through grants, term loans, and margin money assistance.
About This Scheme
The “Livelihood Opportunity Promotion Scheme (Disabled)” scheme was launched by the Social Welfare Department, Government of Uttarakhand. It aims to empower persons with disabilities by providing financial assistance for sustainable self-employment and livelihood generation. Under this scheme, the beneficiaries are supported with a mix of grants, subsidized loans, and margin money for term loans, shop construction, and bank-linked enterprises.
Benefits
Term Loan Scheme:
Project Cost: ₹75,000/-
Grant: 20% or ₹10,000/-, whichever is less
Term Loan: ₹65,000/- at 6% annual interest rate
Shop Construction Scheme:
Project Cost: ₹50,000/-
Grant: 20% or ₹10,000/-, whichever is less
Margin Money Loan: ₹40,000/- at 4% annual interest rate, repayable in 60 monthly installments
Margin Money Loan Scheme for Bank Supported Loan:
Project Cost: Up to ₹2,00,000/-
Grant: 20%, maximum of ₹10,000/-
Margin Money: 25% of the project cost at 4% annual interest rate, repayable in 36 monthly installments
Eligibility Criteria
The applicant must be a permanent resident of Uttarakhand.
The applicant must possess a minimum of 40% disability.
The applicant’s annual family income must not exceed ₹2,00,000 in urban areas and ₹1,60,000/- in rural areas.
The applicant’s age must be between 18 and 50 years.
Application Process
Apply Offline
Application Process:
Step 1: The interested applicant downloads the
application form
from the official website.
Step 2: In the application form, fill in all the mandatory fields and attach copies of all the mandatory documents (self-attested, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the office of the Vikas Khand (Block Development) Office.
Selection Process:
Step 1: The application will be forwarded to the District Social Welfare Officer.
Step 2: A District-Level Committee, headed by the District Social Welfare Officer, will review the proposals and select beneficiaries.
Official Source: View on myScheme.gov.in
Benefits
Term Loan Scheme:
Project Cost: ₹75,000/-
Grant: 20% or ₹10,000/-, whichever is less
Term Loan: ₹65,000/- at 6% annual interest rate
Shop Construction Scheme:
Project Cost: ₹50,000/-
Grant: 20% or ₹10,000/-, whichever is less
Margin Money Loan: ₹40,000/- at 4% annual interest rate, repayable in 60 monthly installments
Margin Money Loan Scheme for Bank Supported Loan:
Project Cost: Up to ₹2,00,000/-
Grant: 20%, maximum of ₹10,000/-
Margin Money: 25% of the project cost at 4% annual interest rate, repayable in 36 monthly installments
Application Process
Apply Offline
Application Process:
Step 1: The interested applicant downloads the application form
from the official website.
Step 2: In the application form, fill in all the mandatory fields and attach copies of all the mandatory documents (self-attested, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the office of the Vikas Khand (Block Development) Office.
Selection Process:
Step 1: The application will be forwarded to the District Social Welfare Officer.
Step 2: A District-Level Committee, headed by the District Social Welfare Officer, will review the proposals and select beneficiaries.
References & Official Links
Scheme Details
| Full Name | Livelihood Opportunity Promotion Scheme (Disabled) |
| Short Title | LOPSD |
| Level | State |
| Scheme For | Individual |
| Ministry | Ministry Of Social Justice and Empowerment |
| Categories | Banking,Financial Services and Insurance, Business & Entrepreneurship, Skills & Employment |
| States | Uttarakhand |
| Gender | All |
| Caste/Category | PwD |
| Area | Both |
| Income Limit | ₹200,000/year |
| Source | www.myscheme.gov.in ↗ |
Deepika Raikwar · 📅 03 Apr 2026
Deepika Raikwar is an Education Analyst and scholarship researcher who focuses on public welfare and merit-based scholarships. She simplifies complex eligibility rules, deadlines, and application processes to help common people access reliable funding opportunities worldwide.
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