Loans to Tribal Students for Higher Studies Abroad
The scheme’s purpose is to offer financial assistance to tribal students for higher education abroad. It provides a loan of up to ₹15,00,000 at a 4% annual interest rate.
About This Scheme
The “Loans to Tribal Students for Higher Studies Abroad” scheme was launched by the Tribal Development Department, Government of Gujarat. The scheme aims to provide financial assistance to tribal students who wish to pursue higher education in foreign universities. Through this scheme, eligible Scheduled Tribe (ST) students can avail a loan at a concessional interest rate of 4% per annum.
Benefits
Monetary Benefit:
Loan of up to ₹15,00,000 or the actual cost of study/training abroad, whichever is lower.
Interest Rate:
4% per annum.
Penalty Interest:
2.5% per annum for late repayment.
Beneficiary Contribution:
No contribution is required from the beneficiary.
Repayment Terms:
Repayment to be made in 60 monthly installments.
Repayment starts 6 months after completion of studies.
Early repayment is permitted.
Eligibility Criteria
The applicant must be a resident of Gujarat.
The applicant must be a student.
The applicant must belong to the Scheduled Tribe (ST) category.
The applicant must have secured special merit in Matriculation, Higher Secondary, Indian School Certificate, or its equivalent examination.
The applicant must have secured admission to a recognized foreign university for higher education.
The applicant must have passed the Higher Secondary Certificate (HSC) or equivalent examination.
Application Process
Apply Online
Registration Process
Visit the Gujarat Tribal Development Corporation
official website
.
Click on the “
APPLY FOR LOAN
“.
Select the scheme name “Foreign Study”.
Fill the registration form: Full Name (as per Aadhaar Card), Gender, Date of Birth, Aadhaar Number, Mobile Number, Uder name, Password for login, Confirm Password.
Click on the “Sign Up.
After successful registration, User ID and Password will be generated.
Login and Application Process
Enter User ID, Password, and Captcha Code.
After login, schemes applicable to your caste will be displayed.
Click on the scheme you want to apply for.
Fill the “Application Form” and upload the required documents
Click Save Application. The system will generate an Application Number.
Click Print Application.
Official Source: View on myScheme.gov.in
Benefits
Monetary Benefit:
Loan of up to ₹15,00,000 or the actual cost of study/training abroad, whichever is lower.
Interest Rate:
4% per annum.
Penalty Interest:
2.5% per annum for late repayment.
Beneficiary Contribution:
No contribution is required from the beneficiary.
Repayment Terms:
Repayment to be made in 60 monthly installments.
Repayment starts 6 months after completion of studies.
Early repayment is permitted.
Application Process
Apply Online
Registration Process
Visit the Gujarat Tribal Development Corporation official website
.
Click on the "APPLY FOR LOAN
".
Select the scheme name "Foreign Study".
Fill the registration form: Full Name (as per Aadhaar Card), Gender, Date of Birth, Aadhaar Number, Mobile Number, Uder name, Password for login, Confirm Password.
Click on the "Sign Up.
After successful registration, User ID and Password will be generated.
Login and Application Process
Enter User ID, Password, and Captcha Code.
After login, schemes applicable to your caste will be displayed.
Click on the scheme you want to apply for.
Fill the "Application Form" and upload the required documents
Click Save Application. The system will generate an Application Number.
Click Print Application.
References & Official Links
Scheme Details
| Full Name | Loans to Tribal Students for Higher Studies Abroad |
| Short Title | LTSHSA |
| Level | State |
| Scheme For | Individual |
| Categories | Banking,Financial Services and Insurance, Education & Learning |
| States | Gujarat |
| Gender | All |
| Caste/Category | ST |
| Area | Both |
| Source | www.myscheme.gov.in ↗ |
Deepika Raikwar · 📅 14 Apr 2026
Deepika Raikwar is an Education Analyst and scholarship researcher who focuses on public welfare and merit-based scholarships. She simplifies complex eligibility rules, deadlines, and application processes to help common people access reliable funding opportunities worldwide.
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