Micro Finance Scheme (GNDTDC)
The scheme promotes self-employment among Nomadic and Denotified Tribes by offering loan up to ₹1,25,000 at a concessional interest rate to help start small-scale businesses or enterprises.
About This Scheme
The scheme “Micro Finance Scheme” is implemented by the Gujarat Nomadic and Denotified Tribes Development Corporation (GNDTDC) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote self-employment among individuals from the Nomadic and Denotified Tribes communities by providing financial assistance to start a small-scale business/enterprise. Under this scheme, beneficiaries can avail loans at concessional interest rates to purchase equipment, raw materials, or working capital.
Benefits
Loan Amount Details:
Loan Amount: Up to ₹1,25,000/-.
Interest Rate: 5% per annum.
Loan Contribution: 90% will be from the National Corporation, 5% from the State Government, 5% from the beneficiary.
Repayment: The loan amount will have to be repaid in 48 equal monthly installments, including interest.
Eligibility Criteria
The applicant should be a resident of Gujarat.
The applicant should belong to the Nomadic Tribe or Denotified Tribe.
The applicant’s family’s annual income should not exceed ₹3,00,000/-.
The applicant’s age should be between 21 to 50 years on the date of application.
The applicant should have experience & technical skill in the proposed trade/business.
The applicant will have to provide suitable collateral to get the loan.
Note: At least 50% of the total loan amount under this scheme will be specifically allocated to families with an annual income of up to ₹1,50,000/-.
Application Process
Apply Online
Step 1: Visit the Official Portal
Go to the
Official Website
Gujarat Nomadic and Denotified Tribes Development Corporation.
Scroll down on the homepage, find the “Micro Finance” and click on “Apply Now”.
You will be directed to the application form.
Step 2: Access and Fill Out the Application Form
Complete all sections under “Applicant information,” including full name, father/husband’s name, gender, complete address details, contact numbers, Aadhaar No., parents/husband/guardian occupation and income details. Also provide Date of Birth, Age, Caste, and Subspecies. Also, if you are disabled and provide a percentage.
If you have taken a past loan, select “Yes” or “No”. If you selected “Yes”, provide loan details (date, amount, paid, remaining) and your account number.
Provide bank account number, bank name, branch name, name as per account, account type (Saving/Current), MICR code, and IFSC code.
Step 3: Upload Documents
Go to “Upload Photo” in the menu, then upload your photograph and signature (each file less than 15 KB). Click “Save Photo and Signature”
Navigate to “Upload Document” in the menu and upload all required files (PDF, JPG, JPEG, PNG only).
Step 4: Review and Final Submission
Carefully review each module. Use the preview option to examine the application before final submission. Fill out the provided “CAPTCHA” and Click on “Submit”.
Track and Review Status
Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Go to the
Official Website
Gujarat Nomadic and Denotified Tribes Development Corporation.
Scroll down and locate the Know App Status. Click on “Know App Status”.
Select the Scheme name, Enter App No., and Birth Date. Fill out the Captcha and click on Submit.
Official Source: View on myScheme.gov.in
Benefits
Loan Amount Details:
Loan Amount: Up to ₹1,25,000/-.
Interest Rate: 5% per annum.
Loan Contribution: 90% will be from the National Corporation, 5% from the State Government, 5% from the beneficiary.
Repayment: The loan amount will have to be repaid in 48 equal monthly installments, including interest.
Application Process
Apply Online
Step 1: Visit the Official Portal
Go to the Official Website
Gujarat Nomadic and Denotified Tribes Development Corporation.
Scroll down on the homepage, find the "Micro Finance" and click on "Apply Now".
You will be directed to the application form.
Step 2: Access and Fill Out the Application Form
Complete all sections under "Applicant information," including full name, father/husband's name, gender, complete address details, contact numbers, Aadhaar No., parents/husband/guardian occupation and income details. Also provide Date of Birth, Age, Caste, and Subspecies. Also, if you are disabled and provide a percentage.
If you have taken a past loan, select "Yes" or "No". If you selected "Yes", provide loan details (date, amount, paid, remaining) and your account number.
Provide bank account number, bank name, branch name, name as per account, account type (Saving/Current), MICR code, and IFSC code.
Step 3: Upload Documents
Go to "Upload Photo" in the menu, then upload your photograph and signature (each file less than 15 KB). Click "Save Photo and Signature"
Navigate to "Upload Document" in the menu and upload all required files (PDF, JPG, JPEG, PNG only).
Step 4: Review and Final Submission
Carefully review each module. Use the preview option to examine the application before final submission. Fill out the provided "CAPTCHA" and Click on “Submit”.
Track and Review Status
Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Go to the Official Website
Gujarat Nomadic and Denotified Tribes Development Corporation.
Scroll down and locate the Know App Status. Click on "Know App Status".
Select the Scheme name, Enter App No., and Birth Date. Fill out the Captcha and click on Submit.
References & Official Links
Scheme Details
| Full Name | Micro Finance Scheme (GNDTDC) |
| Short Title | MFSGNDTDC |
| Level | State |
| Scheme For | Individual |
| Ministry | Ministry Of Social Justice and Empowerment |
| Categories | Banking,Financial Services and Insurance, Business & Entrepreneurship |
| States | Gujarat |
| Gender | All |
| Age Range | 50 — Any years |
| Caste/Category | PwD |
| Area | Both |
| Income Limit | ₹300,000/year |
| Source | www.myscheme.gov.in ↗ |
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Deepika Raikwar is an Education Analyst and scholarship researcher who focuses on public welfare and merit-based scholarships. She simplifies complex eligibility rules, deadlines, and application processes to help common people access reliable funding opportunities worldwide.
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