NBCFDC General Loan Scheme
A general loan scheme by the Ministry of Social Justice for Indian citizens from backward classes for various income-generating activities. Loan up to ₹15 Lakh per beneficiary for pursuing income-generating activities.
About This Scheme
A general loan scheme by the Ministry of Social Justice for Indian citizens from backward classes for various income-generating activities. Loan up to ₹15 Lakh per beneficiary for pursuing income-generating activities such as Agriculture and Allied Activities, Small Business/Artisan & Traditional Occupation, Transport Sector & Service Sector, and Technical & Professional Trades/Courses.
Benefits
Loan up to ₹15 Lakh per beneficiary for pursuing income generating activities such as Agriculture and Allied Activities, Small Business/Artisan & Traditional Occupation, Transport Sector & Service Sector, and Technical & Professional Trades/Courses.
The rate of interest would be as follows – Loan up to ₹ 5.00 Lakh: 6% per annum; Loan above ₹5.00 Lakh up to ₹ 10.00 Lakh: 7% per annum; Loan above ₹10.00 Lakh up to ₹ 15.00 Lakh: 8% per annum.
Eligibility Criteria
The applicant must be an Entrepreneur
The applicant must be from a Backward Class (OBC).
The Total Annual Family Income of the applicant must be Less than ₹ 3 Lakh per Annum.
Application Process
Apply Offline
Eligible persons desirous of obtaining TERM LOAN under NBCFDC scheme should should apply on prescribed form (available with the Channel Partners) to District Office of Channel Partners where he/she normally resides. The applicant should clearly mention his/her felt needs and choice of vocation and training requirements, if any, in the application form.
For more details, the concerned Channel Partner (State Channelizing Agency/RRB/PSB) can be contacted, or a call can be made on the Toll Free No.18001023399
You can find the address and contact details of the SCA of your state via the link below –
https://nbcfdc.gov.in/sca-list/en
You can find the details of the Regional Rural Banks (RRBs) or the PSB (Public Sector Banks) of your state via the link below –
https://nbcfdc.gov.in/bank/en
Source: https://nbcfdc.gov.in/whow-to-apply/en
Apply Online
Eligible persons desirous of obtaining TERM LOAN under NBCFDC scheme can apply online at registration portal on NBCFDC website: https://nbcfdc.gov.in/loanform/en Requests received will be forwarded to concerned Channel Partners (SCAs/Banks) under intimation to the applicant.
For more details, the concerned Channel Partner (State Channelizing Agency/RRB/PSB) can be contacted, or a call can be made on the Toll Free No.18001023399
You can find the address and contact details of the SCA of your state via the link below –
https://nbcfdc.gov.in/sca-list/en
You can find the details of the Regional Rural Banks (RRBs) or the PSB (Public Sector Banks) of your state via the link below –
https://nbcfdc.gov.in/bank/en
Source: https://nbcfdc.gov.in/whow-to-apply/en
Official Source: View on myScheme.gov.in
Benefits
Loan up to ₹15 Lakh per beneficiary for pursuing income generating activities such as Agriculture and Allied Activities, Small Business/Artisan & Traditional Occupation, Transport Sector & Service Sector, and Technical & Professional Trades/Courses.
The rate of interest would be as follows - Loan up to ₹ 5.00 Lakh: 6% per annum; Loan above ₹5.00 Lakh up to ₹ 10.00 Lakh: 7% per annum; Loan above ₹10.00 Lakh up to ₹ 15.00 Lakh: 8% per annum.
Application Process
Apply Offline
Eligible persons desirous of obtaining TERM LOAN under NBCFDC scheme should should apply on prescribed form (available with the Channel Partners) to District Office of Channel Partners where he/she normally resides. The applicant should clearly mention his/her felt needs and choice of vocation and training requirements, if any, in the application form.
For more details, the concerned Channel Partner (State Channelizing Agency/RRB/PSB) can be contacted, or a call can be made on the Toll Free No.18001023399
You can find the address and contact details of the SCA of your state via the link below -
https://nbcfdc.gov.in/sca-list/en
You can find the details of the Regional Rural Banks (RRBs) or the PSB (Public Sector Banks) of your state via the link below -
https://nbcfdc.gov.in/bank/en
Source: https://nbcfdc.gov.in/whow-to-apply/en
Apply Online
Apply Now →
Eligible persons desirous of obtaining TERM LOAN under NBCFDC scheme can apply online at registration portal on NBCFDC website: https://nbcfdc.gov.in/loanform/en Requests received will be forwarded to concerned Channel Partners (SCAs/Banks) under intimation to the applicant.
For more details, the concerned Channel Partner (State Channelizing Agency/RRB/PSB) can be contacted, or a call can be made on the Toll Free No.18001023399
You can find the address and contact details of the SCA of your state via the link below -
https://nbcfdc.gov.in/sca-list/en
You can find the details of the Regional Rural Banks (RRBs) or the PSB (Public Sector Banks) of your state via the link below -
https://nbcfdc.gov.in/bank/en
Source: https://nbcfdc.gov.in/whow-to-apply/en
Frequently Asked Questions
References & Official Links
Scheme Details
| Full Name | NBCFDC General Loan Scheme |
| Short Title | NBCFDC - GLS |
| Level | Central |
| Scheme For | Individual |
| Ministry | Ministry Of Social Justice and Empowerment |
| Categories | Banking,Financial Services and Insurance, Social welfare & Empowerment |
| States | All India |
| Gender | All |
| Caste/Category | OBC |
| Area | Rural |
| Income Limit | ₹1,500,000/year |
| Source | www.myscheme.gov.in ↗ |
Deepika Raikwar · 📅 06 Jun 2026
Deepika Raikwar is an Education Analyst and scholarship researcher who focuses on public welfare and merit-based scholarships. She simplifies complex eligibility rules, deadlines, and application processes to help common people access reliable funding opportunities worldwide.
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