Pradhan Mantri Garib Kalyan Package : Insurance Scheme For Health Workers Fighting COVID-19
The “Pradhan Mantri Garib Kalyan Package: Insurance Scheme for Health Workers Fighting COVID-19” by the Ministry of Health and Family Welfare, Government of India aims to offer financial protection to healthcare workers involved in COVID-19 duties.
About This Scheme
The Pradhan Mantri Garib Kalyan Package: Insurance Scheme for Health Workers Fighting COVID-19 by the Ministry of Health and Family Welfare, Government of India, aims to provide financial protection to health workers combating the COVID-19 pandemic. Under this scheme, an insurance cover of ₹50,00,000/- is provided to healthcare professionals, including doctors, nurses, and other frontline workers. The scheme is implemented by the Department of Health and Family Welfare.
This accident insurance scheme covers:
Loss of life due to COVID-19, and
Accidental death on account of COVID-19-related duty.
Beneficiary
Public healthcare providers including community health workers, who may have to be indirect contact and care of COVID-19 patients and who may be at risk of being impacted by this.
Private hospital staff and retired /volunteer /local urban bodies/ contracted /daily wage /ad hoc/outsourced staff requisitioned by States/ Central hospitals/ autonomous hospitals of Central/ States/UTs, AIIMS and INIs/hospitals of Central Ministries can also be drafted for COVID-19-related responsibilities.
Benefits
An insurance cover of ₹50,00,000/- will be provided in case of death or permanent disability due to COVID-19.
Eligibility Criteria
The applicant must be a healthcare worker, including doctors, nurses, paramedics, and support staff, who is directly involved in COVID-19 duties.
The applicant should be a citizen of India.
The applicant should have registered under a government health program and be working in a COVID-19-designated hospital or care facility.
Application Process
Apply Offline
Whom to contact in case of any claim?
The institution/department the insured person was working for has to be informed.
The insurance company must be intimated via email id “nia.312000@newindia.co.in”
Process of claim submission
The claimant needs to fill up the
claim form
along with the necessary documents as prescribed and submit the same to the Healthcare Institution/organization/office where the deceased was an employee of/engaged by the institution.
The respective institution will give the necessary certification and forward it to the competent authority.
The competent authority will forward and submit a claim to the insurance company for approval.
Official Source: View on myScheme.gov.in
Benefits
An insurance cover of ₹50,00,000/- will be provided in case of death or permanent disability due to COVID-19.
Application Process
Apply Offline
Whom to contact in case of any claim?
The institution/department the insured person was working for has to be informed.
The insurance company must be intimated via email id "nia.312000@newindia.co.in"
Process of claim submission
The claimant needs to fill up the claim form
along with the necessary documents as prescribed and submit the same to the Healthcare Institution/organization/office where the deceased was an employee of/engaged by the institution.
The respective institution will give the necessary certification and forward it to the competent authority.
The competent authority will forward and submit a claim to the insurance company for approval.
References & Official Links
Scheme Details
| Full Name | Pradhan Mantri Garib Kalyan Package : Insurance Scheme For Health Workers Fighting COVID-19 |
| Short Title | PMGKP |
| Level | Central |
| Scheme For | Individual |
| Ministry | Ministry Of Health & Family Welfare |
| Categories | Health & Wellness |
| States | All India |
| Gender | All |
| Area | Urban |
| Source | www.myscheme.gov.in ↗ |
Deepika Raikwar · 📅 02 Jun 2026
Deepika Raikwar is an Education Analyst and scholarship researcher who focuses on public welfare and merit-based scholarships. She simplifies complex eligibility rules, deadlines, and application processes to help common people access reliable funding opportunities worldwide.
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