Primary Cooperative Agriculture and Rural Development Bank: For Handloom and Other Non Farm Sector Activities
The scheme offers loans for handloom and other non-farm sector activities, with a maximum loan amount of up to ₹2,00,000/- at an interest rate of 11% to 12.5%. The scheme is designed to support farmers engaged in non-farm activities.
About This Scheme
The “Primary Cooperative Agriculture and Rural Development Bank: For Handloom and Other Non Farm Sector Activities” scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, aims to offer financial support for handloom and other non-farm sector activities, enabling farmers to diversify income sources beyond agriculture. Loans under this scheme can be obtained based on the project cost, with a limit of ₹2,00,000/-. Interest rates range from 11% to 12.5%, subject to change.
Benefits
Access to Loan: Up to ₹2,00,000/-.
Interest Rate: From 11% to 12.5%, (subject to change).
Eligibility Criteria
The beneficiary should be a resident of Tamil Nadu.
The beneficiary should be a farmer.
The beneficiary should be engaged in handloom or non-farm sector activities.
The beneficiary should be interested to avail the loan for handloom or non-farm sector activities.
The beneficiary should have the intention to use the loan specifically for handloom or non-farm sector activities.
Application Process
Apply Offline
Step 1: The interested applicant should collect the application form by contacting the Secretary/ Special Officer of the Primary Cooperative Agriculture and Rural Development Bank.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the concerned authority.
Step 4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).
Official Source: View on myScheme.gov.in
Benefits
Access to Loan: Up to ₹2,00,000/-.
Interest Rate: From 11% to 12.5%, (subject to change).
Application Process
Apply Offline
Step 1: The interested applicant should collect the application form by contacting the Secretary/ Special Officer of the Primary Cooperative Agriculture and Rural Development Bank.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the concerned authority.
Step 4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).
References & Official Links
Scheme Details
| Full Name | Primary Cooperative Agriculture and Rural Development Bank: For Handloom and Other Non Farm Sector Activities |
| Short Title | PCARDFHTN |
| Level | State |
| Scheme For | Individual |
| Ministry | Ministry Of Agriculture and Farmers Welfare |
| Categories | Banking,Financial Services and Insurance |
| States | Tamil Nadu |
| Gender | All |
| Area | Rural |
| Income Limit | ₹200,000/year |
| Source | www.myscheme.gov.in ↗ |
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Deepika Raikwar is an Education Analyst and scholarship researcher who focuses on public welfare and merit-based scholarships. She simplifies complex eligibility rules, deadlines, and application processes to help common people access reliable funding opportunities worldwide.
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